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Interest Checking

Interest-bearing accounts help your money work for you.

Give your money a boost with a competitive rate

Your hard-earned money should do more than just sit in an account. Our interest-bearing checking accounts come with competitive rates and easy to use online & mobile tools to help you manage your money.

All accounts include:

  • Access to First eBanc, First eMobile and First eStatements
  • Debit MasterCard™*
  • Immediate funds availability
  • $100 minimum opening deposit requirement
Personal Checking Accounts
 First eRate CheckingMoney Market CheckingNOW CheckingSuper NOW Checking
Monthly Maintenance Fee$8.00 if balance falls below $1,000 at any time during month$8.00 if balance falls below $5,000 at any time during month.$8.00 if balance falls below $1,000 at any time during month$8.00 if balance falls below $5,000 at any time during month
Account benefits and features

Unlimited check writing

First ePay*

6 transfers or withdrawals allowed per month

Unlimited check writing

First ePay*

Unlimited check writing

First ePay*

Balance requirements$1,000 minimum balance to avoid monthly maintenance fee

$5,000 minimum balance to avoid monthly maintenance fee

$1,000 minimum balance to avoid monthly maintenance fee$5,000 minimum balance to avoid monthly maintenance fee

 

 

Interest Checking Rates

APY: Annual Percentage Yield; rates effective as of: 7/1/2018
Variable interest rate (after opening, interest rate may change on all variable rate accounts)

Interest Checking Rates
 First eRate CheckingNOW CheckingSuper NOW CheckingMoney Market Checking
Interest Rate$500 and over: 0.02%$1,000 and over: 0.02%$5,000 and over: 0.02%

$5,000 - $9,999.99: 0.03%

$10,000 - $24,999: 0.04%

$25,000 and over: 0.05%

APY$500 and over: .02%$1,000 and over: 0.02%$5,000 and over: 0.02%

$0.00 - $9,999.99: 0.03%

$10,000 - $24,999: 0.04%

$25,000 and over: 0.05%

 

 

Are you ready to open an account?

Stop by or contact either of our offices in Beecher or Peotone. You can also send us an online message, and we'll get in touch with you soon after.

Solutions for all of your personal needs

Mobile Banking

Sign up for First eMobile.

Get Started

Checking Accounts

Open a checking account.

Get Started

Online Mortgage Center

Apply for a mortgage.

Get Started

Personal Loans

Apply for a loan.

Get Started

Fees related to these accounts could reduce the earnings on the account.
* First ePay has no monthly maintenance fee when 5 bills are paid per month. When less than 5 bills are paid in a month a monthly maintenance fee of $5.00 will be charged.