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Debit MasterCard®

Our EMV Debit MasterCard is the easiest way to pay or get cash!

Debit MasterCard


Quick and easy payments

First Community Bank and Trust's EMV Debit MasterCard is one of today's safest and most convenient money management tools. It lets you pay quickly using the following features:

  • Use your EMV chip debit card were chip cards are accepted. Insert your card in the reader, leave it throughout the transaction and enter your PIN or sign your signature for a highly secure transaction. We recommend using your PIN where allowed.
  • Swipe your card at merchants that are not ready for chip cards. You may need to enter your PIN or sign a receipt to complete your transaction.
  • Add your card to your iPhone for secure and fast payments when you use it to pay with Apple Pay®. Use it where ever Apple Pay is accepted. Be sure to make your EMV chip debit card your default card.
  • Get cash at any ATM that lists MasterCard, Cirrus or Star networks.

You can use your EMV Debit MasterCard to make purchases at millions of locations worldwide. And when you make a purchase, the money comes directly out of your checking account. You have direct access to your funds around the clock and around the globe, plus a detailed record of every transaction, right on your regular monthly account statement.

It's all yours, without the worry of carrying large amounts of cash, or the hassle of writing checks. EMV Debit MasterCard. Easy to use...more secure than ever.


    Apple Pay®

    Add your debit card to your iPhone to make fast and secure payments with Apple Pay. Use this feature wherever you see the Apple Pay logo at retailers, in person or online. 

    Apple Pay


    Things To Know

    • Keep all your receipts, note transactions and compare them with your regular monthly account statement. That way, it's easy to spot any unauthorized transactions.
    • When you receive your Debit MasterCard, be sure to sign the back.
    • Never write your PIN on your card.
    • If your card is lost or stolen, immediately contact us at (708) 946-2246 or (708) 258-0530.


    Activate Your Card

    After you have ordered a First Community Bank and Trust EMV Debit MasterCard, you will receive a PIN mailer in the mail. Use your new card and your PIN at an ATM or at a retailer's POS to activate your card. You may also change your PIN to any four-digit number that you would prefer at an ATM or by calling us. If you have questions regarding this procedure, contact us at (708) 946-2246 or (708) 258-0530.


    Debit Card Support Information

    Lost or stolen card? Use the phone numbers below.

    Debit Card Support Information
    Contact Us During Banking Hours(708) 946-2246 • (708) 258-0530
    After Hours in the United States(800) 523-4175
    After Hours Outside the United States(636) 722-7111 for collect calls
    MasterCard Assistance Center(800) 627-8372


    Send Secure Email

     Contact a New Account Representative to order a debit card. Send a secure email or call (708) 946-2246 or (708) 258-0530.

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    ® MasterCard is a registered trademark of MasterCard International. ® Cirrus is a registered trademark of MasterCard International. ® Star is registered in the U.S. and owned by Star Systems, Inc., a First Data company. ® Apple Pay it a registered trademark of Apple, Inc.