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Business Banking

In-House Mortgage Loans

If you like to have your loan processed and held locally, we have a loan product to fit your needs. Whether you are purchasing or refinancing, our knowledgable mortgage loan officers are here to assist you.


Balloon Loans

Mortgage Loans Items
Purpose Fixed-rate balloon mortgages available for a variety of property types
Servicing Serviced In-House

Bridge Loans

Bridge Loans Items
Purpose Utilize the existing equity in your present home to help make the down payment or purchase of your new home.
Servicing Serviced In-House

Land and Lot Loans

Land and Lot Loans Items
Purpose A variety of programs available for any size lot
Servicing Serviced In-House

Mortgage Loan Checklist

For all loan purposes above you will need the following items to start and complete your loan process.

Mortgage Loan Checklist Items
All Applicants
  • Real estate loan application (we will provide)
  • Income, Assets and Liability information
  • 2 current pay stubs
  • 2 years tax returns with W2s
  • Credit report fee
At a Later Date
  • Legal description of property
  • Survey
  • Appraisal
  • Title work
If Self Employed
  • Last 3 years of business tax returns
  • Last 3 year-end financial statements
  • Last 3 years personal federal tax returns
For Home Purchases
  • Sales contract, fully executed by buyers and sellers

First eMortgage - Apply Online

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Talk to a Mortgage Loan Officer


All offers of credit are subject to credit approval.


Mortgage Loan Assistance

Mortgage Loan Calculators

Employee NMLS ID Numbers