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America Saves Week - Tip #1

Five Ways To Save $100

Beecher, IL (February 20, 2012) –We all want to save money. It's the "how" that causes some confusion. Below are a few ways you might be able to save $100 to put towards high cost debt, an emergency fund, or retirement. So take some time out of your schedule today to find $100 to save – it's worth it. Tell us where you found $100 to save!

Here are five ways that you can save $100 or more in 2012:

  1. Take a look at your cell phone bill. Many of us overestimate our cell phone usage. Drop minutes or features you're not using to add to your savings.
  2. Walk or bike rather than drive to destinations less than a mile. You'll not only burn calories, but also save the wear-and-tear on your vehicle.
  3. Shop around for auto and homeowners' insurance. Before renewing your existing policies each year, check out the rates of competing companies (see the website of your state insurance department). Their annual premiums may well be several hundred dollars lower.
  4. Utilize a cash-only spending plan. Unlike using your credit or debit card, you can't spend what you don't have on you, and it makes resisting temptation easier.
  5. Ask your local electric or gas utility for a free or low-cost home energy audit. The audit may reveal inexpensive ways to reduce home heating and cooling costs by hundreds of dollars a year.

Make sure to bank your savings! Track your progress towards a savings goal by joining America Saves (americasavesweek.org), where you can utilize the America Saves My Savings Tracker for free to record deposits and monitor your progress.

Don't forget to visit us on Facebook to tell us how you saved $100 today.

About First Community Bank and Trust
First Community Bank and Trust is a privately owned bank. Established in 1916 First Community Bank and Trust has been serving Beecher, IL, Peotone, IL and the surrounding communities for over 95 years. Our commitment to providing the best banking products and services is matched only by our outstanding customer service. We offer traditional community banking services, including mortgage, consumer, and commercial lending, as well as state of the art electronic banking services.

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Press Contact:
Steven D. Koehn, VP
First Community Bank and Trust
(708) 946-2246