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Rise in Debit Card Fraud Calls for Diligence

Use Online Banking To Monitor Account Activity

Beecher, Illinois - May 25, 2011 - There has recently been a major wave of debit card fraud hitting Illinois, especially the Chicagoland area, along with many other states. The craft-supply retailer, Michael's, continues to battle the debit card scam plaguing its stores. Evidently the fraud stems from card reader keypad tampering in which the card reader reads and records valid numbers which are then used to forge bogus debit cards. According to a Chicago Tribune article printed on May 11, 2011, many victims have had the same sum ($503) go missing from their accounts. These came in the form of withdrawals from various ATMs in California.

First Community Bank and Trust would like to remind all of its customers to carefully monitor all account activity associated with debit card use. The easiest and fastest way to do this is by using electronic banking, such as First eBanc, which allows you to view balances and transactions in real-time. By keeping a close eye on your account, you will be able to detect suspicious activity quickly and to take the necessary steps to minimize any damage. If you do suspect fraudulent account activity, or if your card is lost or stolen, contact us immediately at 708-946-2246 or 708-258-0530. If it is after business hours, within the United States call (800) 523-4175, outside of the United States call (973) 656-2345 (for collect calls). If you need assistance and you do not have these numbers with you, find the toll-free number for MasterCard™ Global Service™ through local directory assistance, your hotel, or MasterCard's Web site at www.mastercard.com.

Our number one priority is protecting you and your money. Online banking is free to use but the peace of mind it can provide is priceless.

About First Community Bank and Trust
First Community Bank and Trust is a privately owned bank. Established in 1916 First Community Bank and Trust has been serving Beecher, IL, Peotone, IL and the surrounding communities for over 95 years. Our commitment to providing the best banking products and services is matched only by our outstanding customer service. We offer traditional community banking services, including mortgage, consumer, and commercial lending, as well as state of the art electronic banking services.

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Press Contact:
Steven D. Koehn, VP
First Community Bank and Trust
(708) 946-2246