We can finance it
Have your eye on a new car? Need a little extra cash for that dream wedding? We can help! Our loan officers will help you each step of the way. Since all of our loan decisions are made locally, you’ll get a fast decision!
Need to apply for a loan?
To apply for a loan, download our loan application. You can then print it and fill it out right at your home or office. Or, if you prefer, call our Consumer Loan Department to request a copy of a loan application.
Frequently Asked Questions
- What are the interest rates for a personal loan?
- Fixed rates for personal loans vary due to a number of factors; credit history, down payment, debt-to-income ratios, collateral. You can also reduce your interest rate by a 1/4 percent by opting for an automatic deduction from your checking or savings account each month.
- How soon can I expect approval of my application?
- All of our loan decisions are made locally. This means that once we have the completed application with all of the required information, a decision can usually be made within a day or two.
- What is the payment due date each month?
- With a personal loan from First Community Bank and Trust, you can decide what payment date works best for you.
- Is there a penalty for paying off my loan early?
- No, you can pay off the remaining principal balance at any time without incurring penalty fees.
- How much can I borrow?
- Approval of each loan depends largely upon the applicant’s income, credit history and if the loan is secured or unsecured.
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