Personal checking for your Everyday Life
Because there are many different needs, we offer many different checking accounts, making it easy to find one that fits your lifestyle.
First eChecking – The account you’ve been looking for
- No monthly fee or minimum balance
- No annual fee Debit MasterCard™ 1
- Receive monthly statements the day they’re prepared with Online Statements
- Pay bills online with First ePay
- Get paychecks, social security and other ACH payments with Direct Deposit
- $100 minimum deposit to open account
First Community Club® - Our most popular account
- Immediate Funds Availability
- Unlimited check writing
- Free money orders and Cashier’s checks
- 50% discount on designer checks or free safety paper checks
- Discount on a Debit MasterCard™ fee
- One year discount on any size safe deposit box
- Everyday Rebate Rewards: Get cash back – receive 10% of up to $100 in receipts every quarter for items you purchase everyday
- Grocery Coupon Certificate Booklet - $500 worth of grocery coupons
- Identity Theft Insurance provides you with expert assistance and up to $2,500 in financial relief in the event your identity is stolen
- Savers Club® Book: Save 50% at over 3,000 participating lodging properties plus discount offers from theme parks and car rental companies
- Sojourns® Magazine Subscription: Vivid color photography and in-depth travel stories sent to you twice a year
- $10,000 24-Hour Accidental Death and $20,000 Scheduled Airline Insurance
- $100 minimum deposit to open account
- Low monthly maintenance fee of $6.95
First Community Club® Plus - Club features above, plus:
- Medical Emergency Data Card: Convenient plastic medical card with your current health profile in case of an emergency
- Rx Advantage™ Prescription Drug Program: Preferred pricing on many prescription medications at participating pharmacies nationwide. This program is not insurance.
- Half Price Hotels: Save up to 50% on room rates at thousands of hotels
- Purchase Protection and Extended Warranty: Two Benefits in One -- 90-Day Purchase Replacement -- Protects items in case of theft, loss or damage for the first 90 days. Extended Warranty -- Extends original warranties up to an additional year. Some restrictions apply
- $100 minimum deposit to open account
- Low monthly maintenance fee of $7.95
First Community Checking – Classic checking
- Immediate funds availability
- No monthly maintenance fee if your balance is $500 or more
- Write 20 checks per month at no charge; $.19 per check after the 20th check
- Maintenance fee of $7.50 will be imposed each statement cycle if the balance falls below $500 on any day of the statement cycle
- $100 minimum deposit to open account
First Community Student
- Immediate funds availability
- Official class schedule (high school or college) required
- No monthly maintenance fee
- No minimum balance
- Unlimited check writing
- Certain restrictions and charges apply. High school students under the age of 18 are required to have a parent or guardian on the account.
- $100 minimum deposit to open account
First Community Gold Checking – Checking for our mature customers
- An account for our customers who are 55 years of age or better
- Immediate funds availability on all deposits
- No monthly maintenance fee
- No minimum balance
- Unlimited check writing
- $100 minimum deposit to open account
- Eligibility for our First Community Gold Club: Dinners, Trips, Interest and more! First Community Gold Checking Customers with a total balance of $1,000 or more in any combination of First Community Bank and Trust accounts qualify for membership in this club. As a member, you are entitled to affordable and exciting day trips, two free dinners each year, extra interest on your cd’s and bonus rates for new Money Market accounts.
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