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Interest Checking Rates

Earn interest on your idle balances with one of our interest checking accounts.

Amount Rate APY
First eRate Checking
$500 + .02% .02%
NOW Checking
$1,000 + .02% .02%

APY: Annual Percentage Yield
Rates effective as of: 10/1/2013
Variable interest rate (after opening, interest rate may change on all variable rate accounts)

Amount Rate APY
Super NOW Checking
$5,000 + .02% .02%

APY: Annual Percentage Yield
Rates effective as of: 10/1/2013
Variable interest rate (after opening, interest rate may change on all variable rate accounts)

Amount Rate APY
Money Market Checking
$0.00 - $9,999 .03% .03%
$10,000 - $24,999 .04% .04%
$25,000 + .05% .05%

APY: Annual Percentage Yield
Rates effective as of: 10/1/2013
Variable interest rate (after opening, interest rate may change on all variable rate accounts)

Interest Checking Accounts

Below, we have listed our accounts in an easy to compare format.

Interest Checking First eRate Checking Money Market Checking NOW Checking Super NOW Checking
Features
Monthly Maintenance Fee $8.00 if balance falls below $1,000 at any time during month $8.00 if balance falls below $5,000 at any time during month $8.00 if balance falls below $1,000 at any time during month $8.00 if balance falls below $5,000 at any time during month
Minimum Balance To Open $100 $100 $100 $100
Minimum Balance To Avoid Monthly Maintenance Fee $1,000
$5,000
$1,000
$5,000
Immediate Funds Availability Yes Yes Yes Yes
Unlimited Check Writing Yes -
6 transfers or withdrawals allowed per month
-
25 per month. $.19 after 25
-
25 per month. $.19 after 25
Unlimited ATM Activity Yes -
6 transfers or withdrawals allowed per month
Yes Yes
Debit MasterCard™ Yes
Yes Yes Yes
First eStatements Yes
(Required)
Yes Yes Yes
First ePay Yes
Free with 5 paid bills per month
*
- Yes
Free with 5 paid bills per month *
Yes
Free with 5 paid bills per month *
First eMobile Yes
Free
Yes
Free
Yes
Free
Yes
Free

Contact a New Account Representative

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Fees related to this account could reduce the earnings on the account.

* First ePay has no monthly maintenance fee when 5 bills are paid per month. When less than 5 bills are paid in a month a monthly maintenance fee of $5.00 will be charged.

Questions?

Savings Calculators