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In-House Mortgage Loans

If you like to have your loan processed and held locally, we have a loan product to fit your needs. Whether you are purchasing or refinancing, our knowledgable mortgage loan officers are here to assist you.

 

Balloon Loans

Mortgage Loans Items
Features
Purpose Fixed-rate balloon mortgages available for a variety of property types
Servicing Serviced In-House

Bridge Loans

Bridge Loans Items
Features
Purpose Utilize the existing equity in your present home to help make the down payment or purchase of your new home.
Servicing Serviced In-House

Land and Lot Loans

Land and Lot Loans Items
Features
Purpose A variety of programs available for any size lot
Servicing Serviced In-House

Mortgage Loan Checklist

For all loan purposes above you will need the following items to start and complete your loan process.

Mortgage Loan Checklist Items
All Applicants
  • Real estate loan application (we will provide)
  • Income, Assets and Liability information
  • 2 current pay stubs
  • 2 years tax returns with W2s
  • Credit report fee
At a Later Date
  • Legal description of property
  • Survey
  • Appraisal
  • Title work
If Self Employed
  • Last 3 years of business tax returns
  • Last 3 year-end financial statements
  • Last 3 years personal federal tax returns
For Home Purchases
  • Sales contract, fully executed by buyers and sellers

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