In-House Mortgage Loans
If you like to have your loan processed and held locally, we have a loan product to fit your needs. Whether you are purchasing or refinancing, our knowledgable mortgage loan officers are here to assist you.
Balloon Loans
| Features |
| Purpose |
Fixed-rate balloon mortgages available for a variety of property types |
| Servicing |
Serviced In-House |
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Bridge Loans
| Features |
| Purpose |
Utilize the existing equity in your present home to help make the down payment or purchase of your new home. |
| Servicing |
Serviced In-House |
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Land and Lot Loans
| Features |
| Purpose |
A variety of programs available for any size lot |
| Servicing |
Serviced In-House |
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Mortgage Loan Checklist
For all loan purposes above you will need the following items to start and complete your loan process.
| All Applicants |
- Real estate loan application (we will provide)
- Income, Assets and Liability information
- 2 current pay stubs
- 2 years tax returns with W2s
- Credit report fee
|
| At a Later Date |
- Legal description of property
- Survey
- Appraisal
- Title work
|
| If Self Employed |
- Last 3 years of business tax returns
- Last 3 year-end financial statements
- Last 3 years personal federal tax returns
|
| For Home Purchases |
- Sales contract, fully executed by buyers and sellers
|
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First eMortgage - Apply Online
First eMortgage is our online mortgage web site where you can check rates, set rate reminders and even apply online. Visit First eMortgage today!
Talk to a Mortgage Loan Officer
Contact a Mortgage Loan Officer at (708) 946-2246, (708) 258-0530 or send a secure email.
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An Equal Housing Lender
