First Community Bank and Trust has always been committed to maintaining the confidentiality, integrity and security of the personal information you entrust to us. We take great pride in our privacy practices and encourage you to take a moment and review these practices.
Categories of NonPublic Personal Information We Collect: Nonpublic personal information is information about you that we obtain in connection with providing a financial product or service.
We collect nonpublic personal information about you from the following sources:
We do not disclose any nonpublic personal information about our customers to any companies that are not our affiliates except as permitted by law. The confidentiality of your nonpublic personal information will continue to be maintained consistent with this notice even if you decide to close your account(s), your account becomes inactive, or when you otherwise cease doing business with us.
We work with a variety of third party service providers to bring you financial services. We may disclose information about you necessary to fulfill these third party service agreements. For example, we may disclose information about you to third parties that assist us in servicing or maintaining your loan or deposit account, or other business relationships, such as our data processing companies and check printing companies. We may disclose information about you to governmental agencies, credit bureaus, or in response to subpoenas.
We may disclose all the information we collect, as described above, to third parties that perform marketing services on our behalf or to other financial institutions, such as our insurance provider, with whom we have a joint marketing agreement in order to make financial services available to you. These agreements adhere to strict confidentiality provisions to insure the protection of your information. Because we limit the sharing of your nonpublic personal information as outlined above, there isn’t any action necessary on your part to limit this sharing.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
We share information about you with our affiliates as permitted by law. Under the Fair Credit Reporting Act, we are permitted to share, by law, information related solely to our experiences or transactions with you. Your account balance and payment history are examples of transactions and experience information that we are always permitted to share with our affiliates.
We consider privacy, security, and service to be equally as critical in the online environment. We employ all the safeguards described above, along with the following specific practices. We use a variety of proven protections to maintain the security of your online sessions, such as the extensive use of firewall barriers, intrusion detection devices, encryption techniques and authentication procedures. We may collect technical and navigational information, such as computer browser type, Internet protocol address, pages visited, and average time spent on our Web site(s). We may use this information, for example, to inform you of software compatibility issues. This information may also be used to improve our Web design and functionality.
Forward Questions To:
First Community Bank and Trust • Beecher Financial Center
1111 Dixie Highway • PO Box 457 • Beecher, IL 60401 • 708.946.2246
First Community Bank and Trust • Peotone Financial Center
650 Wilmington Rd. • Peotone, IL 60468 • 708.258.0530