Our lending staff has extensive experience in all aspects of commercial lending. Whether it is for expansion of your current business operations, restructuring of existing debt, seasonal lending or just assisting with daily cash flow management, First Community Bank and Trust can help. We pride ourselves on providing customized, needs based solutions for your lending requests. Unlike many financial institutions all loan decision making is made locally.
With an average of over 20 years of experience in commercial lending, our loan officers have the expertise and knowledge to help you and your business become more profitable with an appropriately structured business loan. Quick answers and quality service are our trademarks.
Business Loans Available from First Community Bank and Trust
Lines of Credit
Provides financing to efficiently manage cash flow with access to funds on a short-term basis for daily business operations.
Used to purchase new or used equipment to upgrade or expand your existing facility. Various flexible terms and conditions are available to meet your specific needs.
Letters of Credit
Issued to guarantee proof of payment or performance, without pledging other current assets.
Owner Occupied Commercial Real Estate Financing
Provides financing options for property acquisition, or refinance of existing debt to more favorable terms. Programs also available for non-owner occupied investor real estate and farmland.
Used for the acquisition of land and the construction of a new building or the expansion of an existing facility.
Both equipment and annual production financing options with loan terms customized to meet the borrower’s needs.
Talk to a Loan Officer
Contact a Business Loan Officer at (708) 946-2246, (708) 258-0530 or send a secure email.