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Business Banking

Business Checking

Whether you are a corporation or a sole proprietorship, we have an account for you and your business. Our business checking accounts are listed below.

Business Checking First Commercial Checking
First Commercial Plus Checking
Features
Business Type Corporations, Partnerships, LLCs Sole Proprietorships
Interest Rate N/A .02% APY
Immediate Funds Availability Yes Yes
Competitive Earnings Credit on Collected Balances Yes Yes
Earnings Credit Rate .18% .18%
Monthly Maintenance Fee $6.00 $6.00
Per Deposit Fee $.40 First 10 free per month
$.40 each after 10
Per Check Fee $.15 First 30 free per month
$.15 each after 30
Per On-Us Checks in Deposit $.06 First 40 free per month
$.06 after 40
Per Transit Checks in Deposit $.09 First 40 free per month
$.09 after 40
Daily OD Fee $10-$999 $5.00 $5.00
Daily OD Fee $1,000-$1,999 $10.00 $10.00
Daily OD Fee $2,000-$2,999 $15.00 $15.00
Daily OD Fee $3,000-$3,999 $20.00 $20.00
Daily OD Fee $4,000 + $25.00 $25.00

Account balances and level of account activity determine the maintenance fee for these accounts.

APY: Annual Percentage Yield
Rates effective as of: 12/1/2013

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